Social Security's cost-of-living adjustment for 2027 is currently estimated 3.5% to 3.6%. This range is based on various outside projections as of September 14, 2026. The New York Times has reported a forecast of 3.6%. The Senior Citizens League forecasts a 3.5% rise. ConsumerAffairs also projects 3.5%. All sources point to aligned projections for the COLA.

The Social Security Administration plans to release its formal statement in about one month. The exact date is not specified, but it is expected soon. Beneficiaries will learn the precise increase for 2027 payments.