The UK government will improve borrower advice. This follows a controversy on repayments. Officials want to make terms in England more transparent. Burnham is pushing back against calls to change loans in the Budget. The dispute shed light on problems with repayments. In the US, Mississippi leads the list for student loan defaults. Borrowers find it hard to pay back. They are rushing to choose new repayment plans. Law school is turning into an expensive luxury. There are calls for greater aid.